Karmen Ward

As summer winds down and school routines gear up, August is a perfect time to reassess your insurance needs. W heather you're preparing your teen driver for the road, settling into a new home, or getting your business ready for the fall season, I'm here to help you make sure everything you care about is protected.

Welcome to the Karmen Ward State Farm Agent office, proudly serving Portland, IN and surrounding communities since 2014! I have over 36 years of experience in the insurance industry and a passion for helping people navigate their insurance needs. Having grown up in nearby Randolph County, I take pride in supporting my Good Neighbors in Jay and Adams counties and beyond. Nearby areas we serve include Dunkirk, Redkey, Winchester, and Bluffton, but we help people from all over Indiana and Ohio. We want to help you enjoy each summer day to the fullest! Our team can assist you with State Farm’s full range of insurance services, including Auto, Home, Renters, and Life Insurance, to help protect what matters most to you. We also provide RV and Motorcycle Insurance for your other vehicles, Business Insurance to cover your small business, Pet Insurance for your four-legged friends, and more. We strive to create a welcoming office environment where you feel comfortable and supported every step of the way on your insurance journey. When I’m not in the office, I like to spend as much time as I can with my family. I’ve been happily married for over 21 years, and my husband and I have two amazing daughters and two beautiful grandchildren. I also enjoy indulging in my hobbies, including golfing, baking, and creative projects like quilting. I cherish the relationships I've built while serving my community and look forward to building more for many years to come. Please call, click, or stop by our pet-friendly office to learn more about how my team and I can take care of your insurance needs.